ABOUT

talaya was born during the gcc-iran escalation of march 2026

social media filled with speculation

everyone had an opinion on which banks were exposed

almost nobody had the data

we built talaya because we wanted to know for ourselves

and because we thought others deserved the same chance

we stand with the uae and its allies

and we believe misinformation about gcc banks deserves a response rooted in data, not speculation

most credit ratings you have ever read were paid for by the company being rated

most equity research notes you've seen were written by a bank that earns fees from the same issuer it covers

every independent advisory comes wrapped in a pitch for the next mandate

we think the independent insight architecture is broken

and we think research and signal should be free from the incentives that distort it

every bank deserves the same analytical rigour — whether it is an emirati champion, a saudi mega-bank, or an omani regional lender

same metrics. same methodology. same framework. no favourite names in the book

we answer to people, not institutions

for the bondholder in london monitoring their fig exposure in the middle east

for the deep value investor in singapore who spotted a qatari bank trading at 0.7x book and wants to understand why

for the treasury officer in riyadh benchmarking funding costs against peers in their home market and neighbouring countries

for the fig analyst in new york building a coverage initiation from scratch with no research budget

we are not a credit rating agency

we are not an investment bank

we don’t get paid by issuers, we don’t structure deals, and we don’t need anyone’s management team to return our calls

judge us by the quality of the data

the depth of the analysis

and the honesty of the signal

the talaya offering runs on crypto wallet infrastructure — solana and bsc

no bank accounts, no bank transfers, no intermediaries

talaya is arabic for vanguard — the scouts sent ahead to see what others can’t yet